Page 6 - Jolt Credit Union 2021 Winter Newsletter
P. 6
AMP TEEN CLUB HOURS & LOCATIONS
FINANCIAL vary by location during the pandemic, visit
FUNDAMENTALS joltcu.com/locations-and-atms
for the most up to date office
(program for members age 13 – 17) hours by location.
What do teenagers want to know
about money? We asked our AMP
members, and they replied with a
lot of great financial questions! SAGINAW
(Main Office)
6180 State St.
“What is the most Pay Yourself First (or PYF) is a pretty simple Saginaw, MI 48603
effective way to technique that is used by many successful
Branch Hours:
save money?” investors. Here’s how it works: Every time you M,W,Th: 9am – 5pm
Samantha S. receive money, make a payment to yourself. T: 10am – 5pm
Consider PYF a “bill” that you have to pay every
time you receive money. Your PYF bill can be for F: 9am – 6pm
any amount and can be deposited directly into S: 9am – 1pm
your credit union savings account. By Paying Drive-Thru Hours:
Yourself First and saving a little bit at a time, M,W,TH: 9am – 5pm
saving money can be easy and painless. T: 10am – 5pm
F: 8am – 6pm
“What year was In 1862 the federal government issued the S: 9am – 1pm
the first dollar first $1 Legal Tender notes. These banknotes
bill made?” featured a portrait of Secretary of the Treasury SAGINAW
Logan S. Salmon P. Chase. The $1 Federal Reserve note 1002 S. Washington Ave.
was issued in 1963, and its design—featuring Saginaw, MI 48601
President George Washington and the Great Branch & Drive-Thru Hours:
Seal of the United States—remains unchanged.* M,W,Th,F: 9am – 5pm
The design you see today on the $1 bill has T: 10am – 5pm
been in print longer than any other bill – more
than 50 years. BAY CITY
1504 Cass Avenue
“How should I A budget is a powerful tool that can help you Bay City, MI 48708
track how much figure out how to save cash for when you need Branch & Drive-Thru Hours:
I spend and give it most. You can use a basic pen and paper M,W,Th: 9am – 5pm
myself a budget?” or download a budgeting app on your phone! T: 10am – 5pm
Three simple steps to budgeting (saving money
Amber H. for your future): F: 9am – 6pm
Write down your income (allowance, job, birthday money…) BAY CITY
List your expenses (phone bill, gas…) 915 S. Euclid Ave.
Subtract your expenses from our income, then, identify ways to save Bay City, MI 48706
Branch & Drive-Thru Hours:
M,W,Th: 9am – 5pm
Does your teen have a money question they want answered? T: 10am – 5pm
Email their question to marketing@joltcu.com F: 9am – 6pm
S: 9am – 1pm
Follow AMP Teen Club on Instagram
and Facebook for more Financial ESSEXVILLE
Fundamentals and fun. 3105 Center Ave.
Essexville, MI 48732
*https://www.uscurrency.gov/
denominations/1 Branch & Drive-Thru Hours:
M,W,Th: 9am – 5pm
T: 10am – 5pm
F: 9am – 6pm
P.O. Box 6338 Saginaw, MI 48608
1 800 798 2328 • joltcu.com
© CUAdvantage.com • 877.799.0784
